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Product Highlight

Because the best treatment begins with peace of mind. With Roke Rai So Shield product covering 10 serious illnesses, you can focus on what truly matters and reclaim your health without the worry of expenses. Let's turn the battle against serious illness into a chill journey together. Say goodbye to worries about the expenses of treating serious illnesses and keep living your life with confidence.

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Benefit Details & Coverage

There are 4 coverage plans to choose, providing medical expense coverage ranging from 500,000 to 10 million baht and the maximum total benefit throughout the insured’s lifetime not over 3 times of the maximum benefit per policy year.

The insurance age ranges from 1 month to 65 years, and can be renewed until the age of 98 and provides coverage until the age of 99.

The coverage includes inpatient (IPD) and outpatient (OPD) medical expenses due to”10 critical illnesses and an additional 4 illnesses in juvenile.

The coverage includes rehabilitation fee after discharging due to critical illnesses.

The coverage includes mental health treatment after treatment due to critical illnesses.

A Lump sum for physical rehabilitation after treatment due to critical illnesses (pay this benefit only once throughout the insurance contract.

Health insurance premiums are eligible for tax deductions of up to 25,000 baht per year According to the Revenue Department’s criteria.

Terms and conditions

Issue Age

Plan S, M : 1 month – 65 years

Plan L, XL : 11 – 65 years

Premium payment period /Coverage

It is renewable until the age of 98 and provides coverage until the age of 99. or until the basic policy terminates.

Premium payment mode

Annual, Semi-Annual and Monthly.

Underwriting conditions

  • Health examination and insurance consideration are in accordance with the criteria by the company.
  • Full Underwriting.
  • Can purchase up to 1 policy per life for this rider.

Rider Attachment

- This rider can be purchased with any type of basic plan according to the company's insurance consideration criteria

- This rider can be purchased together with other health rider of the company, subject to the company's specified conditions

- Room and board of this rider will not be included in the cost sharing with other health as charged rider of the company

Important conditions

The Company does not cover for the critical illness that happens within waiting period 90 days from the effective date of this rider or the date that the company approve to increase benefit of this rider, whichever is later.