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123 Critical Illnesses covered across every stage, from pre-early to major.
Loading Data...Comprehensive coverage of up to 123 critical illnesses until age 99.
Claim benefits as soon risks are identified, no need to wait until illness is diagnosed*.
Once claimed, no premium payment is required for that portion in the following year.
Coverage includes modern and complex medical procedures, not just the illness itself.
Extra protection against severe accidents and emerging diseases (If stay in ICU at least for 5 days consecutive with continued use of extracorporeal membrane oxygenation (ECMO) or mechanical ventilation (MV), Disability assessment with inability to perform 2 out of 6 ADL assessment 2)
Health insurance premiums are eligible for tax deductions of up to 25,000 THB per year According to the Revenue Department’s criteria.
Issue Age
1 Month – 75 Years
Coverage Term
Up to age 99, or not exceeding the coverage term of the life insurance policy
Premium Payment Period
Until age 98, or not exceeding the coverage term of the life insurance policy
Premium payment mode
Annual / Semi-Annual / Monthly
Minimum sum assured per policy
THB 100,000 with a minimum annualized premium of THB 1,000
Maximum sum assured per policy / per insured person
THB 10,000,000
Underwriting condition
Subject to the Company’s underwriting guidelines
Important Conditions
Within ninety (90) days from the effective date of coverage under this rider. In the event of reinstatement, the ninety (90) day period shall be counted from the effective date of the most recent reinstatement, or from the date the Company approves an increase in the sum insured under this rider, whichever occurs except for the accident under Critical Care Benefit