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Product Highlight
A unique health package ready to address all your health concerns. Protects every lifestyle, with full coverage.
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Benefit Details & Coverage
Flexible coverage options are available. Choose peace of mind with as charge benefit of medical expenses from the very first baht., or opt for lower premiums by selecting a plan with a deductible.
6 coverage plans and medical expenses per policy year from THB 3 million up to THB 100 million.
Cover as-charged medical expenses for both inpatient and outpatient care according to the benefit plan purchased.
Cover medical expenses for surgical fee, medical treatment for kidney and cancer by chemotherapy and Targeted Therapy.
Cover medical treatment and healthcare i.e. alternative treatment, psychiatric treatment, health check-up, vaccination.
Taking care of mother-to-be with pregnancy and a maternity coverage plan.
Traveling with no worries, cover medical treatment in case of emergency arising outside Thailand within the period of 90 days starting from the departure date.
Coverage options, in addition to your health policy. There is the option to add other riders including, Accidentrider, MEB rider and a Critical Illness rider.
Special - in case of no claims for hospital admissions for 3 consecutive policy years, get 10% discount on renewal year premiums.
Terms and conditions
Issue Age
6 – 80 years old
Coverage Period of Life basic plan
Unitil the age of 99
Coverage Period of Health rider
1 years. (Renew every year until age 98 yrs. and coverage until age 99 years.)
Sum Assured
THB 50,000
Rider Attachment
Allowed, according to conditions of the company
Tax Deductible benefit
-Life insurance premium can be used for tax deduction which the maximum is not more than 100,000 baht per year according to the terms of the Revenue Department.
-Health insurance premium can be used for tax deduction according to the terms of the Revenue Department.
Remark
Buyers should understand the details of coverage and conditions before deciding to purchase insurance.
FAQ
1. Health Ultra health insurance plan consists of what coverage
1.Coverage for death or full contract living of 50,000 baht.
2.Health coverage iHealthy Ultra, which offers 6 coverage plans to choose from.
3.Can choose to add additional coverage for Accident Protection (AP), Daily Compensation (MEB), and coverage for critical illnesses (DCI).
2. Can the Health Ultra health insurance plan increase the life insurance coverage?
It cannot be done, as it is specified according to the plan at only 50,000 baht.
3. When will a 10% insurance premium discount be received?
The insured will receive a 10% insurance premium discount if you have paid the insurance premium and have not made a claim continuously for 3 policy years. The discount will be applied to the next policy year for insurance premiums of iHealthy Ultra (excluding insurance premiums for the life coverage and other additional policies) in the following policy year, 10% of the premium amount. For example, if the insured pays the insurance premium and does not make a claim in policy years 1-3, they will receive a 10% discount for premium payment in policy year 4.
