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Product Highlight

Who will carry on the legacy when you're gone? LifeTreasure, an insurance for ensuring a seamless transfer of life's precious treasures to loved ones.

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Benefit Details & Coverage

Lifetime protection coverage until the age of 99.

Flexible premium payment terms Offers payment terms of 6, 12, or 18 years.

Insurance premium discount depends on the premium payment period.

The insurance premium can be used for tax deduction, with a maximum allowance of up to 100,000 Baht.

Terms and conditions

Issue Age

1 month - 70 years

Coverage Period

Until age of 99

Premium Payment Period

6 years, 12 years and 18 years

Premium payment mode

Annual / Semi-Annual / Monthly

Minimum sum assured per policy

10,000,000 Baht

Maximum sum assured per policy / per insured person

Depends on the underwriting criteria of the company

Underwriting

Full underwriting

Additional coverage attachment

Additional coverage can be attached according to the underwriting criteria of each specific additional contract.

Insurance premium discount (per 1,000 Baht sum assured) depends on the premium payment period as follows.

Premium payment for 6 and 12 years: 4 Baht, and for 18 years: 1.5 Baht.

Cases which the Company does not cover

Cases which the Company does not cover

1. In the event of non-disclosure or misstatement, the Company reserves the right to void the insurance contract within 2 years from the policy effective date or reinstatement date or reinforced of policy or the date that the Company approves the increase of the sum assured only the increasing part, except that the insured does not has insurable interest on this insurance or misstatement of age that is outside of the normal business limit. When the Company is aware of the information that enables the Company to void the insurance contract but does not exercise the right to void the insurance contract within a period of 1 month upon being made aware of that information, the Company forfeits the right to void the validity of this insurance contract under this circumstance.

2. In case of the insured suicide within 1 year since policy effective date or if there is reinstatement, should

count the last reinstate date or the date that company approved to increase sum assured of this policy.

However, increased sum assured part only.

3. In case of the insured is intentionally killed by the beneficiary.

Tax Deductible benefit

Tax benefits Life insurance premiums can be used for personal income tax deduction, up to a maximum of 100,000 Baht per year, as announced by the Director-General of the Revenue Department.

Remark

The purchaser should understand the details of coverage and conditions before making an insurance decision each time.

FAQ

1. What’s the insurance product type of LifeTreasure, and what are the coverage term and premium payment term?

It is a whole life insurance product that provides coverage up to the age of 99, with premium payment periods of 6, 12, and 18 years.

2. Who is LifeTreasure insurance suitable for?

LifeTreasure insurance is suitable for customers seeking a high coverage life insurance product to meet estate planning needs and wealth management for their loved ones.

3. What is the minimum sum assured for LifeTreasure insurance?

The minimum sum assured for LifeTreasure insurance is 10 million Baht per policy.

4. How can I apply for LifeTreasure insurance?

You can apply through the agents of Krungthai-AXA Life Insurance Public Company Limited.

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